{"id":123,"date":"2022-09-27T14:57:00","date_gmt":"2022-09-27T14:57:00","guid":{"rendered":"https:\/\/www.cayodentalcare.com\/blog\/?p=123"},"modified":"2025-09-03T20:49:25","modified_gmt":"2025-09-03T20:49:25","slug":"4-ways-maximize-dental-insurance-coverage-st-peters","status":"publish","type":"post","link":"https:\/\/www.klassiksmiles.com\/blog\/4-ways-maximize-dental-insurance-coverage-st-peters\/","title":{"rendered":"4 Ways to Maximize Your Dental Insurance Benefits"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignleft size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.klassiksmiles.com\/blog\/wp-content\/uploads\/2022\/09\/AdobeStock_215510866__1600804020_39327-300x200.jpg\" alt=\"Paperwork for dental insurance coverage in St. Peters\" class=\"wp-image-124\" srcset=\"https:\/\/www.klassiksmiles.com\/blog\/wp-content\/uploads\/2022\/09\/AdobeStock_215510866__1600804020_39327-300x200.jpg 300w, https:\/\/www.klassiksmiles.com\/blog\/wp-content\/uploads\/2022\/09\/AdobeStock_215510866__1600804020_39327-768x512.jpg 768w, https:\/\/www.klassiksmiles.com\/blog\/wp-content\/uploads\/2022\/09\/AdobeStock_215510866__1600804020_39327.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n<\/div>\n\n\n<p>Can you believe the year is almost over? Now that that winter is just around the corner, many of us are gearing up for the holidays, family visits, and vacations. However, in the midst of the end of the year hustle and bustle, don\u2019t forget about your <a href=\"https:\/\/www.klassiksmiles.com\/for-patients.html\">dental insurance coverage<\/a>! While your dental insurance may not be the first thing on your mind, you could lose out on some of the benefits you\u2019re paying for if you\u2019re not careful. Here\u2019s how and why you should maximize your dental insurance coverage in St. Peters before next year begins!<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">1.) Remember the 100-80-50 Rule<\/h2>\n\n\n\n<p>One of the best ways to make the most of your dental insurance is to know what it covers so you can plan out your care accordingly. While every policy is slightly different, most insurance companies follow the 100-80-50 rule of coverage:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Preventive care is 90-100% covered by dental insurance oftentimes<\/li>\n\n\n\n<li>Basic treatments get anywhere from 60-80% coverage<\/li>\n\n\n\n<li>Major procedures may only receive 50% coverage or less<\/li>\n<\/ul>\n\n\n\n<p>Take a look at the details of your plan to see which dental treatments fit into the above categories.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2.) Don\u2019t Waste Your Preventive Coverage<\/h2>\n\n\n\n<p>Have you gotten two dental checkups this year? These quick and easy visits are essential for preventing and early treatment of all manner of oral health issues. They can make all the difference in keeping a cavity from turning into a tooth infection, or a chipped tooth from turning into an irreparably damaged one. What\u2019s more, most dental insurance companies cover two dental checkups at 90-100%! You will be throwing away your benefits if you don\u2019t take advantage of your preventive coverage and get your biannual dental checkups.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3.) Don\u2019t Postpone Your Treatment<\/h2>\n\n\n\n<p>No one wants to hear that they need a filling, crown, or any other dental treatment. You may not be thrilled about it, but you shouldn\u2019t put it off any longer than you have to. Oral health problems can\u2019t resolve themselves, so the longer they go untreated, the higher your risk is of developing a serious complication that requires a more extensive and expensive treatment. Spending a little on your care now can potentially save you thousands in the long run.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4.) Keep Track Of Your Deductible &amp; Maximum<\/h2>\n\n\n\n<p>Your deductible is how much you need to pay out-of-pocket for your dental care before your benefits kick in. Once you\u2019ve paid that set amount, your dental insurance will start covering your dental care up to another set amount, called your maximum. Deductibles and maximums both reset at the beginning of the year in most cases, and anything that\u2019s unused from your maximum expires. If you\u2019ve met your deductible but not your maximum and you still have dental work to be done, make sure to visit your dentist before the end of the year!<\/p>\n\n\n\n<p>The above information only scratches the surface of everything there is to know about dental insurance coverage. If you\u2019re feeling overwhelmed, don\u2019t hesitate to reach out to your dentist and their talented team. They\u2019ll help you make the most of your benefits while caring for your smile!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Practice<\/h2>\n\n\n\n<p><em>Dr. Kamlesh Makwana is a trusted dentist in St. Peters who completed his dental degree at Marquette University in 1996. With more than 25 years of experience, he is skilled in helping patients maintain good oral health using various techniques. If you or a loved one is looking to minimize the potential for cavities and tooth decay, contact us via our <a href=\"https:\/\/www.cayodentalcare.com\/appointment.html\">website<\/a> or by calling <strong>(636) 928-9693<\/strong>.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Can you believe the year is almost over? Now that that winter is just around the corner, many of us are gearing up for the holidays, family visits, and vacations. However, in the midst of the end of the year hustle and bustle, don\u2019t forget about your dental insurance coverage! While your dental insurance may [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-123","post","type-post","status-publish","format-standard","hentry","category-category"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How To Maximize Dental Insurance Benefits St. Peters | Cayo Dental Care<\/title>\n<meta name=\"description\" content=\"The year is almost over! 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